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The First State Bank Of Healy

Healy, KS · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First State Bank Of Healy is a bank based in Healy, Kansas, established in 1906, with $113 million in total assets across 1 branch. By Trust Grade it ranks 32nd of 186 banks we track in Kansas. Its capital ratio of 14.1% is stronger than 86% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against The First State Bank Of Healy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$113.2M
$100M–1B institution
Deposits
$92.7M
Branches
1
Capital ratio
14.1%
Top 14% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.2%
Bottom 49% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#32
of 186 banks

How The First State Bank Of Healy compares to Kansas peers

Capital ratio
Top 14% of $100M–1B peers
The First
14.1%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
The First
1.2%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First State Bank Of Healy

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.1% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First State Bank Of Healy over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 4004 W Highway 4, Healy, KS 67850

Are deposits at The First State Bank Of Healy insured?

Yes. The First State Bank Of Healy is an FDIC-insured bank (FDIC certificate #17661). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First State Bank Of Healy: frequently asked questions

Is The First State Bank Of Healy a good bank?

The First State Bank Of Healy earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Strongly profitable (ROA 1.19%).

Is The First State Bank Of Healy FDIC-insured?

Yes. The First State Bank Of Healy is a FDIC-insured bank (FDIC certificate #17661). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First State Bank Of Healy?

The First State Bank Of Healy holds $113 million in total assets, ranking 32nd of 186 banks we track in Kansas. It operates 1 branch.

Does The First State Bank Of Healy have CFPB complaints?

No CFPB complaints against The First State Bank Of Healy appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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