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The Lyndon State Bank

Lyndon, KS · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The Lyndon State Bank is a bank based in Lyndon, Kansas, established in 1901, with $111 million in total assets across 3 branches. By Trust Grade it ranks 115th of 186 banks we track in Kansas. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against The Lyndon State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$111.4M
$100M–1B institution
Deposits
$82.6M
Branches
3
Capital ratio
9.0%
Bottom 30% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.9%
Top 15% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#115
of 186 banks

How The Lyndon State Bank compares to Kansas peers

Capital ratio
Bottom 30% of $100M–1B peers
The Lyndon
9.0%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
The Lyndon
1.9%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Lyndon State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Lyndon State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 102 Sw Main St, Melvern, KS 66510
  • 1535 Sw Fairlawn Rd, Topeka, KS 66604
  • 817 Topeka Ave, Lyndon, KS 66451

Are deposits at The Lyndon State Bank insured?

Yes. The Lyndon State Bank is an FDIC-insured bank (FDIC certificate #12135). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Lyndon State Bank: frequently asked questions

Is The Lyndon State Bank a good bank?

The Lyndon State Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.91%).

Is The Lyndon State Bank FDIC-insured?

Yes. The Lyndon State Bank is a FDIC-insured bank (FDIC certificate #12135). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Lyndon State Bank?

The Lyndon State Bank holds $111 million in total assets, ranking 115th of 186 banks we track in Kansas. It operates 3 branches.

Does The Lyndon State Bank have CFPB complaints?

No CFPB complaints against The Lyndon State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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