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Fusion Bank

Larned, KS · Est. 1896 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Fusion Bank is a bank based in Larned, Kansas, established in 1896, with $234 million in total assets across 3 branches. By Trust Grade it ranks 20th of 186 banks we track in Kansas. Its capital ratio of 14.0% is stronger than 86% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Fusion Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$233.6M
$100M–1B institution
Deposits
$174.3M
Branches
3
Capital ratio
14.0%
Top 14% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.8%
Top 19% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#20
of 186 banks

How Fusion Bank compares to Kansas peers

Capital ratio
Top 14% of $100M–1B peers
Fusion Bank
14.0%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Fusion Bank
1.8%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Fusion Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 1.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fusion Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 116 W 6th St, Larned, KS 67550
  • 906 E 1st St, Pratt, KS 67124
  • 7800 College Blvd, Overland Park, KS 66210

Are deposits at Fusion Bank insured?

Yes. Fusion Bank is an FDIC-insured bank (FDIC certificate #15899). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fusion Bank: frequently asked questions

Is Fusion Bank a good bank?

Fusion Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 1.78%).

Is Fusion Bank FDIC-insured?

Yes. Fusion Bank is a FDIC-insured bank (FDIC certificate #15899). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fusion Bank?

Fusion Bank holds $234 million in total assets, ranking 20th of 186 banks we track in Kansas. It operates 3 branches.

Does Fusion Bank have CFPB complaints?

No CFPB complaints against Fusion Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Firstoak Bank
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The Stockgrowers State Bank Of Ashland, Kansas
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Carson Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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