The Citizens National Bank is a bank based in Greenleaf, Kansas, established in 1915, with $232 million in total assets across 7 branches. By Trust Grade it ranks 168th of 186 banks we track in Kansas. Its capital ratio of 7.4% trails most similarly sized banks (9th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against The Citizens National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens National Bank compares to Kansas peers
How we graded The Citizens National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 115 W 6th St, Concordia, KS 66901
- 601 N Main St, Lansing, KS 66043
- 335 W 6th St, Concordia, KS 66901
- 601 Delaware St, Leavenworth, KS 66048
- 615 Court St, Clay Center, KS 67432
- 2115 M St, Belleville, KS 66935
- 417 Commercial St, Greenleaf, KS 66943
Are deposits at The Citizens National Bank insured?
Yes. The Citizens National Bank is an FDIC-insured bank (FDIC certificate #4678). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens National Bank: frequently asked questions
Is The Citizens National Bank a good bank?
The Citizens National Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Profitable (ROA 0.76%).
Is The Citizens National Bank FDIC-insured?
Yes. The Citizens National Bank is a FDIC-insured bank (FDIC certificate #4678). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens National Bank?
The Citizens National Bank holds $232 million in total assets, ranking 168th of 186 banks we track in Kansas. It operates 7 branches.
Does The Citizens National Bank have CFPB complaints?
No CFPB complaints against The Citizens National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
