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Mutual Savings Association

Leavenworth, KS · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Mutual Savings Association is a bank based in Leavenworth, Kansas, established in 1888, with $397 million in total assets across 6 branches. By Trust Grade it ranks 53rd of 186 banks we track in Kansas. Its capital ratio of 22.8% is stronger than 98% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Mutual Savings Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$396.9M
$100M–1B institution
Deposits
$259.7M
Branches
6
Capital ratio
22.8%
Top 2% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.6%
Top 25% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#53
of 186 banks

How Mutual Savings Association compares to Kansas peers

Capital ratio
Top 2% of $100M–1B peers
Mutual Savings
22.8%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Mutual Savings
1.6%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Mutual Savings Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (22.8% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mutual Savings Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 403 E 4th St, Tonganoxie, KS 66086
  • 515 Delaware St, Oskaloosa, KS 66066
  • 801 Main St, Eudora, KS 66025
  • 229 Oak St, Bonner Springs, KS 66012
  • 100 S 4th St, Leavenworth, KS 66048
  • 633 S Main St, Lansing, KS 66043

Are deposits at Mutual Savings Association insured?

Yes. Mutual Savings Association is an FDIC-insured bank (FDIC certificate #29988). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mutual Savings Association: frequently asked questions

Is Mutual Savings Association a good bank?

Mutual Savings Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.8% capital ratio); Strongly profitable (ROA 1.64%).

Is Mutual Savings Association FDIC-insured?

Yes. Mutual Savings Association is a FDIC-insured bank (FDIC certificate #29988). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mutual Savings Association?

Mutual Savings Association holds $397 million in total assets, ranking 53rd of 186 banks we track in Kansas. It operates 6 branches.

Does Mutual Savings Association have CFPB complaints?

No CFPB complaints against Mutual Savings Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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