Skip to main content
bank

The Farmers State Bank Of Oakley, Kansas

Oakley, KS · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Farmers State Bank Of Oakley, Kansas is a bank based in Oakley, Kansas, established in 1907, with $389 million in total assets across 2 branches. By Trust Grade it ranks 42nd of 186 banks we track in Kansas. Its capital ratio of 11.6% is stronger than 70% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against The Farmers State Bank Of Oakley, Kansas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$389.1M
$100M–1B institution
Deposits
$299.5M
Branches
2
Capital ratio
11.6%
Top 30% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.3%
Top 45% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#42
of 186 banks

How The Farmers State Bank Of Oakley, Kansas compares to Kansas peers

Capital ratio
Top 30% of $100M–1B peers
The Farmers
11.6%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
The Farmers
1.3%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Farmers State Bank Of Oakley, Kansas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers State Bank Of Oakley, Kansas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 100 Center Ave, Oakley, KS 67748
  • 739 Main St, Eudora, KS 66025

Are deposits at The Farmers State Bank Of Oakley, Kansas insured?

Yes. The Farmers State Bank Of Oakley, Kansas is an FDIC-insured bank (FDIC certificate #1867). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers State Bank Of Oakley, Kansas: frequently asked questions

Is The Farmers State Bank Of Oakley, Kansas a good bank?

The Farmers State Bank Of Oakley, Kansas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.29%).

Is The Farmers State Bank Of Oakley, Kansas FDIC-insured?

Yes. The Farmers State Bank Of Oakley, Kansas is a FDIC-insured bank (FDIC certificate #1867). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers State Bank Of Oakley, Kansas?

The Farmers State Bank Of Oakley, Kansas holds $389 million in total assets, ranking 42nd of 186 banks we track in Kansas. It operates 2 branches.

Does The Farmers State Bank Of Oakley, Kansas have CFPB complaints?

No CFPB complaints against The Farmers State Bank Of Oakley, Kansas appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Guaranty State Bank And Trust Company
bank · Beloit, KS · $386M assets
Esb Financial
bank · Emporia, KS · $393M assets
Commercial Bank
bank · Parsons, KS · $384M assets
Mutual Savings Association
bank · Leavenworth, KS · $397M assets
Bank Of Hays
bank · Hays, KS · $369M assets
Golden Belt Bank, Fsa
bank · Hays, KS · $368M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →