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Small Business Bank

Lenexa, KS · Est. 1984 · Website ↗
F
Trust Grade
Weak
Score: 53/100

Small Business Bank is a bank based in Lenexa, Kansas, established in 1984, with $73 million in total assets across 1 branch. By Trust Grade it ranks 186th of 186 banks we track in Kansas. Its capital ratio of 4.9% trails most similarly sized banks (2th percentile), versus a Kansas median of 10.4%. It posted a loss over the most recent period (-4.29% return on assets), a point to watch. No consumer complaints against Small Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$72.9M
<$100M institution
Deposits
$68.8M
Branches
1
Capital ratio
4.9%
Bottom 2% of <$100M peers · Kansas median 10.4%
Return on assets
-4.3%
Bottom 2% of <$100M peers · Kansas median 1.39%
Rank in Kansas
#186
of 186 banks

How Small Business Bank compares to Kansas peers

Capital ratio
Bottom 2% of <$100M peers
Small Business
4.9%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Small Business
-4.3%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Small Business Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
53/100
Customer experience
n/a
Overall
F · 53
  • Below the well-capitalized threshold (4.9%)
  • Unprofitable over the period (ROA -4.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Small Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 13423 W 92nd St, Lenexa, KS 66215

Are deposits at Small Business Bank insured?

Yes. Small Business Bank is an FDIC-insured bank (FDIC certificate #25744). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Small Business Bank: frequently asked questions

Is Small Business Bank a good bank?

Small Business Bank earns a Bankzia Trust Grade of F (53/100, "Weak"), based on a financial-strength score of 53/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.9%); Unprofitable over the period (ROA -4.29%).

Is Small Business Bank FDIC-insured?

Yes. Small Business Bank is a FDIC-insured bank (FDIC certificate #25744). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Small Business Bank?

Small Business Bank holds $73 million in total assets, ranking 186th of 186 banks we track in Kansas. It operates 1 branch.

Does Small Business Bank have CFPB complaints?

No CFPB complaints against Small Business Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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