United Bank & Trust is a bank based in Marysville, Kansas, established in 1890, with $905 million in total assets across 16 branches. By Trust Grade it ranks 28th of 186 banks we track in Kansas. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against United Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bank & Trust compares to Kansas peers
How we graded United Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 823 Broadway, Marysville, KS 66508
- 302 W 6th St, Concordia, KS 66901
- 300 4th St, Linn, KS 66953
- 2010 Lincoln St, Concordia, KS 66901
- 602 North St, Seneca, KS 66538
- 1404 28th St, Belleville, KS 66935
- 502 Lincoln Ave, Clay Center, KS 67432
- 413 Washington St, Clyde, KS 66938
- 722 Main St, Beattie, KS 66406
- 105 Washington Avenue, Sabetha, KS 66534
- 726 W Crawford St, Clay Center, KS 67432
- 221 N 4th St, Manhattan, KS 66502
- 203 N 18th St, Marysville, KS 66508
- 229 C St, Washington, KS 66968
- 502 Main St, Seneca, KS 66538
- 935 Main St, Sabetha, KS 66534
Are deposits at United Bank & Trust insured?
Yes. United Bank & Trust is an FDIC-insured bank (FDIC certificate #17477). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bank & Trust: frequently asked questions
Is United Bank & Trust a good bank?
United Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.47%).
Is United Bank & Trust FDIC-insured?
Yes. United Bank & Trust is a FDIC-insured bank (FDIC certificate #17477). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bank & Trust?
United Bank & Trust holds $905 million in total assets, ranking 28th of 186 banks we track in Kansas. It operates 16 branches.
Does United Bank & Trust have CFPB complaints?
No CFPB complaints against United Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
