Dream First Bank, National Association is a bank based in Syracuse, Kansas, established in 1906, with $944 million in total assets across 13 branches. By Trust Grade it ranks 93rd of 186 banks we track in Kansas. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Dream First Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dream First Bank, National Association compares to Kansas peers
How we graded Dream First Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dream First Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 114 N Main St, Attica, KS 67009
- 1100 W Oklahoma Ave, Ulysses, KS 67880
- 509 N Main St, Johnson, KS 67855
- 300 E Santa Fe Trail Blvd, Lakin, KS 67860
- 2519 Williams Ave, Woodward, OK 73801
- 604 Flynn St, Alva, OK 73717
- 11 N Main St, Syracuse, KS 67878
- 601 Morton St, Elkhart, KS 67950
- 908 N Main St, Garden City, KS 67846
- 1250 Mccoy Dr, Garden City, KS 67846
- 300 W Randolph Ave, Enid, OK 73701
- 105 N Grand Ave, Cherokee, OK 73728
- 627 S Main St, Hugoton, KS 67951
Are deposits at Dream First Bank, National Association insured?
Yes. Dream First Bank, National Association is an FDIC-insured bank (FDIC certificate #4779). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dream First Bank, National Association: frequently asked questions
Is Dream First Bank, National Association a good bank?
Dream First Bank, National Association earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.12%).
Is Dream First Bank, National Association FDIC-insured?
Yes. Dream First Bank, National Association is a FDIC-insured bank (FDIC certificate #4779). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Dream First Bank, National Association?
Dream First Bank, National Association holds $944 million in total assets, ranking 93rd of 186 banks we track in Kansas. It operates 13 branches.
Does Dream First Bank, National Association have CFPB complaints?
No CFPB complaints against Dream First Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
