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The First National Bank Of Scott City

Scott City, KS · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Scott City is a bank based in Scott City, Kansas, established in 1902, with $173 million in total assets across 1 branch. By Trust Grade it ranks 72nd of 186 banks we track in Kansas. Its capital ratio of 12.7% is stronger than 78% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.81% return on assets. No consumer complaints against The First National Bank Of Scott City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$172.9M
$100M–1B institution
Deposits
$149.2M
Branches
1
Capital ratio
12.7%
Top 22% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.8%
Top 18% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#72
of 186 banks

How The First National Bank Of Scott City compares to Kansas peers

Capital ratio
Top 22% of $100M–1B peers
The First
12.7%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
The First
1.8%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Scott City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Scott City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 501 S Main St, Scott City, KS 67871

Are deposits at The First National Bank Of Scott City insured?

Yes. The First National Bank Of Scott City is an FDIC-insured bank (FDIC certificate #4769). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Scott City: frequently asked questions

Is The First National Bank Of Scott City a good bank?

The First National Bank Of Scott City earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.81%).

Is The First National Bank Of Scott City FDIC-insured?

Yes. The First National Bank Of Scott City is a FDIC-insured bank (FDIC certificate #4769). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Scott City?

The First National Bank Of Scott City holds $173 million in total assets, ranking 72nd of 186 banks we track in Kansas. It operates 1 branch.

Does The First National Bank Of Scott City have CFPB complaints?

No CFPB complaints against The First National Bank Of Scott City appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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