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Kaw Valley State Bank And Trust Company

Wamego, KS · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Kaw Valley State Bank And Trust Company is a bank based in Wamego, Kansas, established in 1913, with $295 million in total assets across 3 branches. By Trust Grade it ranks 35th of 186 banks we track in Kansas. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Kaw Valley State Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$295.0M
$100M–1B institution
Deposits
$260.3M
Branches
3
Capital ratio
11.3%
Top 34% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.9%
Top 15% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#35
of 186 banks

How Kaw Valley State Bank And Trust Company compares to Kansas peers

Capital ratio
Top 34% of $100M–1B peers
Kaw Valley
11.3%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
Kaw Valley
1.9%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Kaw Valley State Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kaw Valley State Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1015 Kaw Valley Park Cir, Wamego, KS 66547
  • 414 W Bertrand Ave, Saint Marys, KS 66536
  • 103 E Parallel St, Clifton, KS 66937

Are deposits at Kaw Valley State Bank And Trust Company insured?

Yes. Kaw Valley State Bank And Trust Company is an FDIC-insured bank (FDIC certificate #17832). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kaw Valley State Bank And Trust Company: frequently asked questions

Is Kaw Valley State Bank And Trust Company a good bank?

Kaw Valley State Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.91%).

Is Kaw Valley State Bank And Trust Company FDIC-insured?

Yes. Kaw Valley State Bank And Trust Company is a FDIC-insured bank (FDIC certificate #17832). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kaw Valley State Bank And Trust Company?

Kaw Valley State Bank And Trust Company holds $295 million in total assets, ranking 35th of 186 banks we track in Kansas. It operates 3 branches.

Does Kaw Valley State Bank And Trust Company have CFPB complaints?

No CFPB complaints against Kaw Valley State Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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