First National Bank Of Kentucky is a bank based in Carrollton, Kentucky, established in 1881, with $257 million in total assets across 6 branches. By Trust Grade it ranks 65th of 120 banks we track in Kentucky. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against First National Bank Of Kentucky appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of Kentucky compares to Kentucky peers
How we graded First National Bank Of Kentucky
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Strongly profitable (ROA 1.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of Kentucky over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 604 Highland Ave, Carrollton, KY 41008
- 2639 Highway 227, Carrollton, KY 41008
- 7201 Kentucky Highway 329, Crestwood, KY 40014
- 301 W Main St, Warsaw, KY 41095
- 2001 Dixie Hwy, Ft. Wright, KY 41011
- 8545 Us Highway 42, Florence, KY 41042
Are deposits at First National Bank Of Kentucky insured?
Yes. First National Bank Of Kentucky is an FDIC-insured bank (FDIC certificate #2735). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of Kentucky: frequently asked questions
Is First National Bank Of Kentucky a good bank?
First National Bank Of Kentucky earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.45%).
Is First National Bank Of Kentucky FDIC-insured?
Yes. First National Bank Of Kentucky is a FDIC-insured bank (FDIC certificate #2735). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of Kentucky?
First National Bank Of Kentucky holds $257 million in total assets, ranking 65th of 120 banks we track in Kentucky. It operates 6 branches.
Does First National Bank Of Kentucky have CFPB complaints?
No CFPB complaints against First National Bank Of Kentucky appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
