The Commercial Bank Of Grayson is a bank based in Grayson, Kentucky, established in 1891, with $244 million in total assets across 3 branches. By Trust Grade it ranks 50th of 120 banks we track in Kentucky. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against The Commercial Bank Of Grayson appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Commercial Bank Of Grayson compares to Kentucky peers
How we graded The Commercial Bank Of Grayson
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Commercial Bank Of Grayson over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 109 N Carol Malone Blvd, Grayson, KY 41143
- Tom T. Hall Boulevard, Olive Hill, KY 41164
- 208 E Main St, Grayson, KY 41143
Are deposits at The Commercial Bank Of Grayson insured?
Yes. The Commercial Bank Of Grayson is an FDIC-insured bank (FDIC certificate #10137). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Commercial Bank Of Grayson: frequently asked questions
Is The Commercial Bank Of Grayson a good bank?
The Commercial Bank Of Grayson earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.68%).
Is The Commercial Bank Of Grayson FDIC-insured?
Yes. The Commercial Bank Of Grayson is a FDIC-insured bank (FDIC certificate #10137). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Commercial Bank Of Grayson?
The Commercial Bank Of Grayson holds $244 million in total assets, ranking 50th of 120 banks we track in Kentucky. It operates 3 branches.
Does The Commercial Bank Of Grayson have CFPB complaints?
No CFPB complaints against The Commercial Bank Of Grayson appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
