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Gulf Coast Bank

Abbeville, LA · Est. 1971 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Gulf Coast Bank is a bank based in Abbeville, Louisiana, established in 1971, with $516 million in total assets across 9 branches. By Trust Grade it ranks 21st of 105 banks we track in Louisiana. Its capital ratio of 13.0% is stronger than 81% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Gulf Coast Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$516.3M
$100M–1B institution
Deposits
$444.3M
Branches
9
Capital ratio
13.0%
Top 19% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.2%
Top 47% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#21
of 105 banks

How Gulf Coast Bank compares to Louisiana peers

Capital ratio
Top 19% of $100M–1B peers
Gulf Coast
13.0%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
Gulf Coast
1.2%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Gulf Coast Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gulf Coast Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 221 S State St, Abbeville, LA 70510
  • 304 W Highway 14, Delcambre, LA 70528
  • 500 W Lastie St, Erath, LA 70533
  • 9302 Maurice Ave, Maurice, LA 70555
  • 4310 Johnston St, Lafayette, LA 70503
  • 3911 Ambassador Caffery Pkwy, Lafayette, LA 70503
  • 1405 Kaliste Saloom Rd, Lafayette, LA 70508
  • 3000 E Milton Ave, Youngsville, LA 70592
  • 3906 Northeast Evangeline Thruway, Carencro, LA 70520

Are deposits at Gulf Coast Bank insured?

Yes. Gulf Coast Bank is an FDIC-insured bank (FDIC certificate #20353). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gulf Coast Bank: frequently asked questions

Is Gulf Coast Bank a good bank?

Gulf Coast Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.25%).

Is Gulf Coast Bank FDIC-insured?

Yes. Gulf Coast Bank is a FDIC-insured bank (FDIC certificate #20353). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Gulf Coast Bank?

Gulf Coast Bank holds $516 million in total assets, ranking 21st of 105 banks we track in Louisiana. It operates 9 branches.

Does Gulf Coast Bank have CFPB complaints?

No CFPB complaints against Gulf Coast Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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