M C Bank & Trust Company is a bank based in Morgan City, Louisiana, established in 1955, with $490 million in total assets across 10 branches. By Trust Grade it ranks 49th of 105 banks we track in Louisiana. Its capital ratio of 16.5% is stronger than 93% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against M C Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How M C Bank & Trust Company compares to Louisiana peers
How we graded M C Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.5% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for M C Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 1204 Greenwood St, Morgan City, LA 70380
- 10157 Hwy 182 Frontage Road, Amelia, LA 70340
- 1305 Southeast Boulevard, Morgan City, LA 70380
- 115 Verot School Rd, Lafayette, LA 70508
- 2480 Highway 89, Youngsville, LA 70592
- 1297 Saint Charles St, Houma, LA 70360
- 851 Harrison Ave, New Orleans, LA 70124
- 3636 S I 10 Service Rd W, Metairie, LA 70001
- 509 N Highway 190, Covington, LA 70433
- 3131 Veterans Blvd Suit 104, Metairie, LA 70002
Are deposits at M C Bank & Trust Company insured?
Yes. M C Bank & Trust Company is an FDIC-insured bank (FDIC certificate #17388). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
M C Bank & Trust Company: frequently asked questions
Is M C Bank & Trust Company a good bank?
M C Bank & Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Profitable (ROA 0.84%).
Is M C Bank & Trust Company FDIC-insured?
Yes. M C Bank & Trust Company is a FDIC-insured bank (FDIC certificate #17388). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is M C Bank & Trust Company?
M C Bank & Trust Company holds $490 million in total assets, ranking 49th of 105 banks we track in Louisiana. It operates 10 branches.
Does M C Bank & Trust Company have CFPB complaints?
No CFPB complaints against M C Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
