First National Bank Usa is a bank based in Boutte, Louisiana, established in 1975, with $240 million in total assets across 2 branches. By Trust Grade it ranks 23rd of 105 banks we track in Louisiana. Its capital ratio of 13.9% is stronger than 86% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against First National Bank Usa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Usa compares to Louisiana peers
How we graded First National Bank Usa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Usa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 13386 Highway 90, Boutte, LA 70039
- 377 Belle Terre Blvd, La Place, LA 70068
Are deposits at First National Bank Usa insured?
Yes. First National Bank Usa is an FDIC-insured bank (FDIC certificate #22046). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Usa: frequently asked questions
Is First National Bank Usa a good bank?
First National Bank Usa earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.77%).
Is First National Bank Usa FDIC-insured?
Yes. First National Bank Usa is a FDIC-insured bank (FDIC certificate #22046). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Usa?
First National Bank Usa holds $240 million in total assets, ranking 23rd of 105 banks we track in Louisiana. It operates 2 branches.
Does First National Bank Usa have CFPB complaints?
No CFPB complaints against First National Bank Usa appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
