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Lakeside Bank

Lake Charles, LA · Est. 2010 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Lakeside Bank is a bank based in Lake Charles, Louisiana, established in 2010, with $376 million in total assets across 4 branches. By Trust Grade it ranks 81st of 105 banks we track in Louisiana. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Lakeside Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$375.7M
$100M–1B institution
Deposits
$277.6M
Branches
4
Capital ratio
9.6%
Bottom 40% of $100M–1B peers · Louisiana median 10.9%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#81
of 105 banks

How Lakeside Bank compares to Louisiana peers

Capital ratio
Bottom 40% of $100M–1B peers
Lakeside Bank
9.6%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Lakeside Bank
0.6%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Lakeside Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.6% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lakeside Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 4735 Nelson Rd, Lake Charles, LA 70605
  • 2132 Oak Park Blvd, Lake Charles, LA 70601
  • 2612 Maplewood Dr, Sulphur, LA 70663
  • 372 Sam Houston Jones Pkwy, Lake Charles, LA 70611

Are deposits at Lakeside Bank insured?

Yes. Lakeside Bank is an FDIC-insured bank (FDIC certificate #58961). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lakeside Bank: frequently asked questions

Is Lakeside Bank a good bank?

Lakeside Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.59%).

Is Lakeside Bank FDIC-insured?

Yes. Lakeside Bank is a FDIC-insured bank (FDIC certificate #58961). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lakeside Bank?

Lakeside Bank holds $376 million in total assets, ranking 81st of 105 banks we track in Louisiana. It operates 4 branches.

Does Lakeside Bank have CFPB complaints?

No CFPB complaints against Lakeside Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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