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The Mer Rouge State Bank

Mer Rouge, LA · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Mer Rouge State Bank is a bank based in Mer Rouge, Louisiana, established in 1903, with $50 million in total assets across 1 branch. By Trust Grade it ranks 30th of 105 banks we track in Louisiana. Its capital ratio of 11.0% trails most similarly sized banks (39th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against The Mer Rouge State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$49.6M
<$100M institution
Deposits
$44.0M
Branches
1
Capital ratio
11.0%
Bottom 39% of <$100M peers · Louisiana median 10.9%
Return on assets
1.0%
Top 46% of <$100M peers · Louisiana median 1.23%
Rank in Louisiana
#30
of 105 banks

How The Mer Rouge State Bank compares to Louisiana peers

Capital ratio
Bottom 39% of <$100M peers
The Mer
11.0%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
The Mer
1.0%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The Mer Rouge State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Mer Rouge State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 102 Davenport Ave, Mer Rouge, LA 71261

Are deposits at The Mer Rouge State Bank insured?

Yes. The Mer Rouge State Bank is an FDIC-insured bank (FDIC certificate #314). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Mer Rouge State Bank: frequently asked questions

Is The Mer Rouge State Bank a good bank?

The Mer Rouge State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.04%).

Is The Mer Rouge State Bank FDIC-insured?

Yes. The Mer Rouge State Bank is a FDIC-insured bank (FDIC certificate #314). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Mer Rouge State Bank?

The Mer Rouge State Bank holds $50 million in total assets, ranking 30th of 105 banks we track in Louisiana. It operates 1 branch.

Does The Mer Rouge State Bank have CFPB complaints?

No CFPB complaints against The Mer Rouge State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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