Rayne Building And Loan Association is a bank based in Rayne, Louisiana, established in 1900, with $51 million in total assets across 1 branch. By Trust Grade it ranks 104th of 105 banks we track in Louisiana. Its capital ratio of 27.9% is stronger than 93% of similarly sized banks, versus a Louisiana median of 10.9%. It posted a loss over the most recent period (-2.24% return on assets), a point to watch. No consumer complaints against Rayne Building And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rayne Building And Loan Association compares to Louisiana peers
How we graded Rayne Building And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (27.9% capital ratio)
- Unprofitable over the period (ROA -2.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rayne Building And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 200 N Adams Ave, Rayne, LA 70578
Are deposits at Rayne Building And Loan Association insured?
Yes. Rayne Building And Loan Association is an FDIC-insured bank (FDIC certificate #30447). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rayne Building And Loan Association: frequently asked questions
Is Rayne Building And Loan Association a good bank?
Rayne Building And Loan Association earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (27.9% capital ratio); Unprofitable over the period (ROA -2.24%).
Is Rayne Building And Loan Association FDIC-insured?
Yes. Rayne Building And Loan Association is a FDIC-insured bank (FDIC certificate #30447). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Rayne Building And Loan Association?
Rayne Building And Loan Association holds $51 million in total assets, ranking 104th of 105 banks we track in Louisiana. It operates 1 branch.
Does Rayne Building And Loan Association have CFPB complaints?
No CFPB complaints against Rayne Building And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
