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Eureka Homestead

Metairie, LA · Est. 1884 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Eureka Homestead is a bank based in Metairie, Louisiana, established in 1884, with $92 million in total assets across 1 branch. By Trust Grade it ranks 96th of 105 banks we track in Louisiana. Its capital ratio of 20.1% is stronger than 86% of similarly sized banks, versus a Louisiana median of 10.9%. It posted a loss over the most recent period (-0.34% return on assets), a point to watch. No consumer complaints against Eureka Homestead appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$92.1M
<$100M institution
Deposits
$63.6M
Branches
1
Capital ratio
20.1%
Top 14% of <$100M peers · Louisiana median 10.9%
Return on assets
-0.3%
Bottom 11% of <$100M peers · Louisiana median 1.23%
Rank in Louisiana
#96
of 105 banks

How Eureka Homestead compares to Louisiana peers

Capital ratio
Top 14% of <$100M peers
Eureka Homestead
20.1%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
Eureka Homestead
-0.3%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Eureka Homestead

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (20.1% capital ratio)
  • Unprofitable over the period (ROA -0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eureka Homestead over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1922 Veterans Memorial Blvd, Metairie, LA 70005

Are deposits at Eureka Homestead insured?

Yes. Eureka Homestead is an FDIC-insured bank (FDIC certificate #29268). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eureka Homestead: frequently asked questions

Is Eureka Homestead a good bank?

Eureka Homestead earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (20.1% capital ratio); Unprofitable over the period (ROA -0.34%).

Is Eureka Homestead FDIC-insured?

Yes. Eureka Homestead is a FDIC-insured bank (FDIC certificate #29268). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Eureka Homestead?

Eureka Homestead holds $92 million in total assets, ranking 96th of 105 banks we track in Louisiana. It operates 1 branch.

Does Eureka Homestead have CFPB complaints?

No CFPB complaints against Eureka Homestead appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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