Guaranty Bank And Trust Company is a bank based in New Roads, Louisiana, established in 1957, with $323 million in total assets across 7 branches. By Trust Grade it ranks 16th of 105 banks we track in Louisiana. Its capital ratio of 13.0% is stronger than 81% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Guaranty Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guaranty Bank And Trust Company compares to Louisiana peers
How we graded Guaranty Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guaranty Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 175 New Roads St, New Roads, LA 70760
- 17445 La-77, Grosse Tete, LA 70740
- 3026 La Highway 78, Livonia, LA 70755
- 6800 Main St, Zachary, LA 70791
- 1086 Lobdell Hwy, Port Allen, LA 70767
- 11070 State Highway 77, Maringouin, LA 70757
- 7474 Florida Blvd, Baton Rouge, LA 70806
Are deposits at Guaranty Bank And Trust Company insured?
Yes. Guaranty Bank And Trust Company is an FDIC-insured bank (FDIC certificate #17767). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guaranty Bank And Trust Company: frequently asked questions
Is Guaranty Bank And Trust Company a good bank?
Guaranty Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.30%).
Is Guaranty Bank And Trust Company FDIC-insured?
Yes. Guaranty Bank And Trust Company is a FDIC-insured bank (FDIC certificate #17767). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Guaranty Bank And Trust Company?
Guaranty Bank And Trust Company holds $323 million in total assets, ranking 16th of 105 banks we track in Louisiana. It operates 7 branches.
Does Guaranty Bank And Trust Company have CFPB complaints?
No CFPB complaints against Guaranty Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
