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Bank Of Oak Ridge

Oak Ridge, LA · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Oak Ridge is a bank based in Oak Ridge, Louisiana, established in 1910, with $135 million in total assets across 3 branches. By Trust Grade it ranks 22nd of 105 banks we track in Louisiana. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Bank Of Oak Ridge appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$135.3M
$100M–1B institution
Deposits
$119.0M
Branches
3
Capital ratio
11.6%
Top 31% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#22
of 105 banks

How Bank Of Oak Ridge compares to Louisiana peers

Capital ratio
Top 31% of $100M–1B peers
Bank Of
11.6%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Bank Of
1.0%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Oak Ridge

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Oak Ridge over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 105 N Oak St, Oak Ridge, LA 71264
  • 2360 Tower Dr Ste 107, Monroe, LA 71201
  • 1905 N 7th St, West Monroe, LA 71291

Are deposits at Bank Of Oak Ridge insured?

Yes. Bank Of Oak Ridge is an FDIC-insured bank (FDIC certificate #21529). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Oak Ridge: frequently asked questions

Is Bank Of Oak Ridge a good bank?

Bank Of Oak Ridge earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.04%).

Is Bank Of Oak Ridge FDIC-insured?

Yes. Bank Of Oak Ridge is a FDIC-insured bank (FDIC certificate #21529). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Oak Ridge?

Bank Of Oak Ridge holds $135 million in total assets, ranking 22nd of 105 banks we track in Louisiana. It operates 3 branches.

Does Bank Of Oak Ridge have CFPB complaints?

No CFPB complaints against Bank Of Oak Ridge appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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