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State Bank & Trust Company

Golden Meadow, LA · Est. 1953 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

State Bank & Trust Company is a bank based in Golden Meadow, Louisiana, established in 1953, with $155 million in total assets across 4 branches. By Trust Grade it ranks 77th of 105 banks we track in Louisiana. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against State Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$155.3M
$100M–1B institution
Deposits
$135.9M
Branches
4
Capital ratio
8.6%
Bottom 23% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.4%
Top 40% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#77
of 105 banks

How State Bank & Trust Company compares to Louisiana peers

Capital ratio
Bottom 23% of $100M–1B peers
State Bank
8.6%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
State Bank
1.4%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded State Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 176 Washington Street, Golden Meadow, LA 70357
  • 11892 Highway 308, Larose, LA 70373
  • 4674 Highway 1, Mathews, LA 70375
  • 14828 W Main St, Cut Off, LA 70345

Are deposits at State Bank & Trust Company insured?

Yes. State Bank & Trust Company is an FDIC-insured bank (FDIC certificate #17169). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank & Trust Company: frequently asked questions

Is State Bank & Trust Company a good bank?

State Bank & Trust Company earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.37%).

Is State Bank & Trust Company FDIC-insured?

Yes. State Bank & Trust Company is a FDIC-insured bank (FDIC certificate #17169). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank & Trust Company?

State Bank & Trust Company holds $155 million in total assets, ranking 77th of 105 banks we track in Louisiana. It operates 4 branches.

Does State Bank & Trust Company have CFPB complaints?

No CFPB complaints against State Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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