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American Bank & Trust Company

Opelousas, LA · Est. 1958 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

American Bank & Trust Company is a bank based in Opelousas, Louisiana, established in 1958, with $258 million in total assets across 9 branches. By Trust Grade it ranks 18th of 105 banks we track in Louisiana. Its capital ratio of 10.1% trails most similarly sized banks (48th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against American Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$258.1M
$100M–1B institution
Deposits
$222.9M
Branches
9
Capital ratio
10.1%
Bottom 48% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.8%
Top 18% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#18
of 105 banks

How American Bank & Trust Company compares to Louisiana peers

Capital ratio
Bottom 48% of $100M–1B peers
American Bank
10.1%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
American Bank
1.8%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded American Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 307 E Landry St, Opelousas, LA 70570
  • 562 Eighth St, Krotz Springs, LA 70750
  • 568 Saizon St, Port Barre, LA 70577
  • 106 Foster Drive, Lawtell, LA 70550
  • 807 Creswell Ln, Opelousas, LA 70570
  • 321 E Landry St, Opelousas, LA 70570
  • 2931 Moss St, Lafayette, LA 70501
  • 1306 Camellia Blvd, Lafayette, LA 70508
  • 1001 Apollo Rd, Scott, LA 70583

Are deposits at American Bank & Trust Company insured?

Yes. American Bank & Trust Company is an FDIC-insured bank (FDIC certificate #17906). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Bank & Trust Company: frequently asked questions

Is American Bank & Trust Company a good bank?

American Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.80%).

Is American Bank & Trust Company FDIC-insured?

Yes. American Bank & Trust Company is a FDIC-insured bank (FDIC certificate #17906). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Bank & Trust Company?

American Bank & Trust Company holds $258 million in total assets, ranking 18th of 105 banks we track in Louisiana. It operates 9 branches.

Does American Bank & Trust Company have CFPB complaints?

No CFPB complaints against American Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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