Delta Bank is a bank based in Vidalia, Louisiana, established in 1986, with $618 million in total assets across 7 branches. By Trust Grade it ranks 54th of 105 banks we track in Louisiana. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.88% return on assets. No consumer complaints against Delta Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Delta Bank compares to Louisiana peers
How we graded Delta Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Delta Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 302 Louisiana Ave, Ferriday, LA 71334
- 2150 S Frontage Rd, Vicksburg, MS 39180
- 1617 Carter St, Vidalia, LA 71373
- 406 Lake St, Lake Providence, LA 71254
- 401 S Cedar St, Tallulah, LA 71282
- 173 Highway 61 S, Natchez, MS 39120
- 6001 Mer Rouge Road, Bastrop, LA 71220
Are deposits at Delta Bank insured?
Yes. Delta Bank is an FDIC-insured bank (FDIC certificate #26564). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Delta Bank: frequently asked questions
Is Delta Bank a good bank?
Delta Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.88%).
Is Delta Bank FDIC-insured?
Yes. Delta Bank is a FDIC-insured bank (FDIC certificate #26564). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Delta Bank?
Delta Bank holds $618 million in total assets, ranking 54th of 105 banks we track in Louisiana. It operates 7 branches.
Does Delta Bank have CFPB complaints?
No CFPB complaints against Delta Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
