Winnsboro State Bank & Trust Company is a bank based in Winnsboro, Louisiana, established in 1902, with $413 million in total assets across 5 branches. By Trust Grade it ranks 2nd of 105 banks we track in Louisiana. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Winnsboro State Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Winnsboro State Bank & Trust Company compares to Louisiana peers
How we graded Winnsboro State Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Winnsboro State Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 410 Horace Street, Mangham, LA 71259
- 7518 Gilbert St, Gilbert, LA 71336
- 1907 Highway 425, Rayville, LA 71269
- 1715 Celebrity Drive, Ruston, LA 71270
- 3875 Front St, Winnsboro, LA 71295
Are deposits at Winnsboro State Bank & Trust Company insured?
Yes. Winnsboro State Bank & Trust Company is an FDIC-insured bank (FDIC certificate #10533). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Winnsboro State Bank & Trust Company: frequently asked questions
Is Winnsboro State Bank & Trust Company a good bank?
Winnsboro State Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.39%).
Is Winnsboro State Bank & Trust Company FDIC-insured?
Yes. Winnsboro State Bank & Trust Company is a FDIC-insured bank (FDIC certificate #10533). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Winnsboro State Bank & Trust Company?
Winnsboro State Bank & Trust Company holds $413 million in total assets, ranking 2nd of 105 banks we track in Louisiana. It operates 5 branches.
Does Winnsboro State Bank & Trust Company have CFPB complaints?
No CFPB complaints against Winnsboro State Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
