Bath Savings Institution is a bank based in Bath, Maine, established in 1852, with $1.5 billion in total assets across 13 branches. By Trust Grade it ranks 18th of 22 banks we track in Maine. Its capital ratio of 14.4% is stronger than 91% of similarly sized banks, versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Bath Savings Institution appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bath Savings Institution compares to Maine peers
How we graded Bath Savings Institution
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Profitable (ROA 0.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bath Savings Institution over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 105 Front St, Bath, ME 04530
- 8 Church St, Damariscotta, ME 04543
- 3 Pleasant St, Brunswick, ME 04011
- 239 Us Route 1, Falmouth, ME 04105
- 189 Lower Main St, Freeport, ME 04032
- 52 Falmouth Rd, Falmouth, ME 04105
- 424 Us Route 1, Yarmouth, ME 04096
- 1 Todd Ave, Boothbay Harbor, ME 04538
- 46 Auburn St, Portland, ME 04103
- 225 Ocean St, South Portland, ME 04106
- 777 Stevens Ave, Portland, ME 04103
- 777 Stevens Ave, Portland, ME 04103
- 34 Spring St, Westbrook, ME 04092
Are deposits at Bath Savings Institution insured?
Yes. Bath Savings Institution is an FDIC-insured bank (FDIC certificate #17749). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bath Savings Institution: frequently asked questions
Is Bath Savings Institution a good bank?
Bath Savings Institution earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.06%).
Is Bath Savings Institution FDIC-insured?
Yes. Bath Savings Institution is a FDIC-insured bank (FDIC certificate #17749). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bath Savings Institution?
Bath Savings Institution holds $1.5 billion in total assets, ranking 18th of 22 banks we track in Maine. It operates 13 branches.
Does Bath Savings Institution have CFPB complaints?
No CFPB complaints against Bath Savings Institution appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.