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Bath Savings Institution

Bath, ME · Est. 1852 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Bath Savings Institution is a bank based in Bath, Maine, established in 1852, with $1.5 billion in total assets across 13 branches. By Trust Grade it ranks 18th of 22 banks we track in Maine. Its capital ratio of 14.4% is stronger than 91% of similarly sized banks, versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Bath Savings Institution appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.2B
Branches
13
Capital ratio
14.4%
Top 9% of $1B–10B peers · Maine median 10.5%
Return on assets
0.1%
Bottom 3% of $1B–10B peers · Maine median 0.88%
Rank in Maine
#18
of 22 banks

How Bath Savings Institution compares to Maine peers

Capital ratio
Top 9% of $1B–10B peers
Bath Savings
14.4%
Maine median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $1B–10B peers
Bath Savings
0.1%
Maine median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Bath Savings Institution

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (14.4% capital ratio)
  • Profitable (ROA 0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bath Savings Institution over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 105 Front St, Bath, ME 04530
  • 8 Church St, Damariscotta, ME 04543
  • 3 Pleasant St, Brunswick, ME 04011
  • 239 Us Route 1, Falmouth, ME 04105
  • 189 Lower Main St, Freeport, ME 04032
  • 52 Falmouth Rd, Falmouth, ME 04105
  • 424 Us Route 1, Yarmouth, ME 04096
  • 1 Todd Ave, Boothbay Harbor, ME 04538
  • 46 Auburn St, Portland, ME 04103
  • 225 Ocean St, South Portland, ME 04106
  • 777 Stevens Ave, Portland, ME 04103
  • 777 Stevens Ave, Portland, ME 04103
  • 34 Spring St, Westbrook, ME 04092

Are deposits at Bath Savings Institution insured?

Yes. Bath Savings Institution is an FDIC-insured bank (FDIC certificate #17749). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bath Savings Institution: frequently asked questions

Is Bath Savings Institution a good bank?

Bath Savings Institution earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.06%).

Is Bath Savings Institution FDIC-insured?

Yes. Bath Savings Institution is a FDIC-insured bank (FDIC certificate #17749). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bath Savings Institution?

Bath Savings Institution holds $1.5 billion in total assets, ranking 18th of 22 banks we track in Maine. It operates 13 branches.

Does Bath Savings Institution have CFPB complaints?

No CFPB complaints against Bath Savings Institution appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Saco & Biddeford Savings Institution
bank · Saco, ME · $1.5B assets
Androscoggin Savings Bank
bank · Lewiston, ME · $1.8B assets
Kennebec Savings Bank
bank · Augusta, ME · $1.8B assets
Katahdin Trust Company
bank · Patten, ME · $1.1B assets
Partners Bank Of New England
bank · Sanford, ME · $1.1B assets
Norway Savings Bank
bank · Norway, ME · $2.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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