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Katahdin Trust Company

Patten, ME · Est. 1918 · Website ↗
96/ 100
Trust Grade
Excellent
96 out of 100

Katahdin Trust Company is a bank based in Patten, Maine, established in 1918, with $1.1 billion in total assets across 17 branches. By Trust Grade it ranks 10th of 22 banks we track in Maine. Its capital ratio of 9.8% trails most similarly sized banks (40th percentile), versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Katahdin Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$953.2M
Branches
17
Capital ratio
9.8%
Bottom 40% of $1B–10B peers · Maine median 10.5%
Return on assets
0.9%
Bottom 28% of $1B–10B peers · Maine median 0.88%
Rank in Maine
#10
of 22 banks

How Katahdin Trust Company compares to Maine peers

Capital ratio
Bottom 40% of $1B–10B peers
Katahdin Trust
9.8%
Maine median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $1B–10B peers
Katahdin Trust
0.9%
Maine median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Katahdin Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
96/100
  • Strongly capitalized (9.8% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Katahdin Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 290 Main St, Fort Fairfield, ME 04742
  • 29 Main St, Van Buren, ME 04785
  • 3440 Aroostook Rd, Eagle Lake, ME 04739
  • 1007 Crystal Rd, Island Falls, ME 04747
  • 200 Oakfield Smyrna Rd, Oakfield, ME 04763
  • 65 North St, Houlton, ME 04730
  • 6 North St, Presque Isle, ME 04769
  • 28 Main St, Mars Hill, ME 04758
  • 105 Bennett Dr, Caribou, ME 04736
  • 20 Katahdin Ln, Houlton, ME 04730
  • 17 Main St, Ashland, ME 04732
  • 136 Us Route 1, Scarborough, ME 04074
  • 609 Broadway, Bangor, ME 04401
  • 57 Western Ave, Hampden, ME 04444
  • 52 Springer Dr, Bangor, ME 04401
  • 79 W Main St, Fort Kent, ME 04743
  • 11 Main St, Patten, ME 04765

Are deposits at Katahdin Trust Company insured?

Yes. Katahdin Trust Company is an FDIC-insured bank (FDIC certificate #12874). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Katahdin Trust Company: frequently asked questions

Is Katahdin Trust Company a good bank?

Katahdin Trust Company earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.92%).

Is Katahdin Trust Company FDIC-insured?

Yes. Katahdin Trust Company is a FDIC-insured bank (FDIC certificate #12874). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Katahdin Trust Company?

Katahdin Trust Company holds $1.1 billion in total assets, ranking 10th of 22 banks we track in Maine. It operates 17 branches.

Does Katahdin Trust Company have CFPB complaints?

No CFPB complaints against Katahdin Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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