Machias Savings Bank is a bank based in Machias, Maine, established in 1869, with $2.6 billion in total assets across 16 branches. By Trust Grade it ranks 6th of 22 banks we track in Maine. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Machias Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Machias Savings Bank compares to Maine peers
How we graded Machias Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Machias Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 4 Center St, Machias, ME 04654
- 96 Cottage St, Bar Harbor, ME 04609
- 210 North St, Calais, ME 04619
- 357 Us Highway 1, Columbia, ME 04623
- 93 High St, Ellsworth, ME 04605
- 127 Main St, Princeton, ME 04668
- 138 North St, Houlton, ME 04730
- 3 Glen St, Rockland, ME 04841
- 142 Bennett Dr, Caribou, ME 04736
- 6 Penobscot Valley Ave, Lincoln, ME 04457
- 38 Depot St, Danforth, ME 04424
- 1126 Hammond St, Bangor, ME 04401
- 9 Dyer St, Presque Isle, ME 04769
- 581 Wilson St, Brewer, ME 04412
- 193 Middle St, Portland, ME 04101
- 900 Elm St, Manchester, NH 03101
Are deposits at Machias Savings Bank insured?
Yes. Machias Savings Bank is an FDIC-insured bank (FDIC certificate #19531). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Machias Savings Bank: frequently asked questions
Is Machias Savings Bank a good bank?
Machias Savings Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.87%).
Is Machias Savings Bank FDIC-insured?
Yes. Machias Savings Bank is a FDIC-insured bank (FDIC certificate #19531). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Machias Savings Bank?
Machias Savings Bank holds $2.6 billion in total assets, ranking 6th of 22 banks we track in Maine. It operates 16 branches.
Does Machias Savings Bank have CFPB complaints?
No CFPB complaints against Machias Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
