The Farmers Bank Of Willards is a bank based in Willards, Maryland, established in 1925, with $537 million in total assets across 8 branches. By Trust Grade it ranks 8th of 28 banks we track in Maryland. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against The Farmers Bank Of Willards appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Farmers Bank Of Willards compares to Maryland peers
How we graded The Farmers Bank Of Willards
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Farmers Bank Of Willards over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 7233 Main St, Willards, MD 21874
- Tilghman Road, Salisbury, MD 21801
- 1150 Parsons Rd, Salisbury, MD 21801
- 7484 Market St, Willards, MD 21874
- 102 Milford St, Salisbury, MD 21804
- 9701 Stephen Decatur Hwy, Ocean City, MD 21842
- 28660 Dupont Blvd, Millsboro, DE 19966
- 8700 Coastal Highway, Ocean City, MD 21842
Are deposits at The Farmers Bank Of Willards insured?
Yes. The Farmers Bank Of Willards is an FDIC-insured bank (FDIC certificate #5885). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Farmers Bank Of Willards: frequently asked questions
Is The Farmers Bank Of Willards a good bank?
The Farmers Bank Of Willards earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.30%).
Is The Farmers Bank Of Willards FDIC-insured?
Yes. The Farmers Bank Of Willards is a FDIC-insured bank (FDIC certificate #5885). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Farmers Bank Of Willards?
The Farmers Bank Of Willards holds $537 million in total assets, ranking 8th of 28 banks we track in Maryland. It operates 8 branches.
Does The Farmers Bank Of Willards have CFPB complaints?
No CFPB complaints against The Farmers Bank Of Willards appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
