Bank Of Ocean City is a bank based in Ocean City, Maryland, established in 1916, with $661 million in total assets across 6 branches. By Trust Grade it ranks 6th of 28 banks we track in Maryland. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Bank Of Ocean City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Ocean City compares to Maryland peers
How we graded Bank Of Ocean City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Ocean City over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 5900 Coastal Hwy, Ocean City, MD 21842
- 11001 Nicholas Ln, Berlin, MD 21811
- 10005 Golf Course Rd, Ocean City, MD 21842
- 627 Williams St, Berlin, MD 21811
- 904 Coastal Hwy, Fenwick Island, DE 19944
- 38227 Dupont Boulevard, Selbyville, DE 19975
Are deposits at Bank Of Ocean City insured?
Yes. Bank Of Ocean City is an FDIC-insured bank (FDIC certificate #5867). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Ocean City: frequently asked questions
Is Bank Of Ocean City a good bank?
Bank Of Ocean City earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.33%).
Is Bank Of Ocean City FDIC-insured?
Yes. Bank Of Ocean City is a FDIC-insured bank (FDIC certificate #5867). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Ocean City?
Bank Of Ocean City holds $661 million in total assets, ranking 6th of 28 banks we track in Maryland. It operates 6 branches.
Does Bank Of Ocean City have CFPB complaints?
No CFPB complaints against Bank Of Ocean City appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
