Cambridge Savings Bank is a bank based in Cambridge, Massachusetts, established in 1834, with $6.9 billion in total assets across 21 branches. By Trust Grade it ranks 36th of 91 banks we track in Massachusetts. Its capital ratio of 10.2% trails most similarly sized banks (49th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Cambridge Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cambridge Savings Bank compares to Massachusetts peers
How we graded Cambridge Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Profitable (ROA 0.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cambridge Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (21)
- 1374 Massachusetts Ave, Cambridge, MA 02138
- 626 Massachusetts Ave, Arlington, MA 02476
- 40 Leonard St, Belmont, MA 02478
- 53 White St, Cambridge, MA 02140
- 1378 Cambridge St, Cambridge, MA 02139
- 1781 Massachusetts Ave, Lexington, MA 02420
- 188 Massachusetts Ave, Arlington, MA 02474
- 1300 Massachusetts Ave, Arlington, MA 02476
- 181 Great Rd, Bedford, MA 01730
- 154 Cambridge St, Burlington, MA 01803
- 638 Main St, Melrose, MA 02176
- 630 Massachusetts Ave, Cambridge, MA 02139
- 739 Beacon St, Newton Center, MA 02459
- 202 Sudbury Rd, Concord, MA 01742
- 54 Arsenal St, Watertown, MA 02472
- 140 Middlesex Tpke, Burlington, MA 01803
- 81 Wyman St, Waltham, MA 02451
- 1 Thompson Sq, Charlestown, MA 02129
- 81 Wyman St, Waltham, MA 02451
- 475 Foley St, Somerville, MA 02145
- 734 Dudley St, Dorchester, MA 02125
Are deposits at Cambridge Savings Bank insured?
Yes. Cambridge Savings Bank is an FDIC-insured bank (FDIC certificate #17870). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cambridge Savings Bank: frequently asked questions
Is Cambridge Savings Bank a good bank?
Cambridge Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.32%).
Is Cambridge Savings Bank FDIC-insured?
Yes. Cambridge Savings Bank is a FDIC-insured bank (FDIC certificate #17870). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cambridge Savings Bank?
Cambridge Savings Bank holds $6.9 billion in total assets, ranking 36th of 91 banks we track in Massachusetts. It operates 21 branches.
Does Cambridge Savings Bank have CFPB complaints?
No CFPB complaints against Cambridge Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
