The Cape Cod Five Cents Savings Bank is a bank based in Hyannis, Massachusetts, established in 1855, with $5.5 billion in total assets across 23 branches. By Trust Grade it ranks 14th of 91 banks we track in Massachusetts. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against The Cape Cod Five Cents Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Cape Cod Five Cents Savings Bank compares to Massachusetts peers
How we graded The Cape Cod Five Cents Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Profitable (ROA 0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Cape Cod Five Cents Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (23)
- 1500 Iyannough Rd, Hyannis, MA 02601
- 345 Main St, Wellfleet, MA 02667
- 514 Station Ave, South Yarmouth, MA 02664
- 129 Route 137, East Harwich, MA 02645
- 10 N Market St, Mashpee, MA 02649
- 28 South Orleans Road, Orleans, MA 02653
- 668 Main St, Falmouth, MA 02540
- 75 Brackett Road, North Eastham, MA 02651
- 548 Main St, Chatham, MA 02633
- 2745 Main St, Brewster, MA 02631
- 1620 Falmouth Rd, Centerville, MA 02632
- 85 Route 6a, Sandwich, MA 02563
- 171 Falmouth Rd, Hyannis, MA 02601
- 688 Main St, South Dennis, MA 02660
- 112 Pleasant St, Nantucket, MA 02554
- 0 Main St, Nantucket, MA 02554
- 10 Rosebrook Pl, Wareham, MA 02571
- 412 State Rd, Vineyard Haven, MA 02568
- 15 Village Grn S, Plymouth, MA 02360
- 1550 Iyannough Rd, Hyannis, MA 02601
- 137 Bradford St, Provincetown, MA 02657
- 532 Main St, Harwich Port, MA 02646
- 17 Commerce Way, Plymouth, MA 02360
Are deposits at The Cape Cod Five Cents Savings Bank insured?
Yes. The Cape Cod Five Cents Savings Bank is an FDIC-insured bank (FDIC certificate #23287). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Cape Cod Five Cents Savings Bank: frequently asked questions
Is The Cape Cod Five Cents Savings Bank a good bank?
The Cape Cod Five Cents Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Profitable (ROA 0.70%).
Is The Cape Cod Five Cents Savings Bank FDIC-insured?
Yes. The Cape Cod Five Cents Savings Bank is a FDIC-insured bank (FDIC certificate #23287). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Cape Cod Five Cents Savings Bank?
The Cape Cod Five Cents Savings Bank holds $5.5 billion in total assets, ranking 14th of 91 banks we track in Massachusetts. It operates 23 branches.
Does The Cape Cod Five Cents Savings Bank have CFPB complaints?
No CFPB complaints against The Cape Cod Five Cents Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
