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The Pittsfield Co-Operative Bank

Pittsfield, MA · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

The Pittsfield Co-Operative Bank is a bank based in Pittsfield, Massachusetts, established in 1889, with $445 million in total assets across 5 branches. By Trust Grade it ranks 57th of 91 banks we track in Massachusetts. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against The Pittsfield Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$444.7M
$100M–1B institution
Deposits
$323.2M
Branches
5
Capital ratio
12.4%
Top 24% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
0.1%
Bottom 5% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#57
of 91 banks

How The Pittsfield Co-Operative Bank compares to Massachusetts peers

Capital ratio
Top 24% of $100M–1B peers
The Pittsfield
12.4%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $100M–1B peers
The Pittsfield
0.1%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded The Pittsfield Co-Operative Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (12.4% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Pittsfield Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 431 Main St, Dalton, MA 01226
  • 325 Main St, Great Barrington, MA 01230
  • 110 Dalton Ave, Pittsfield, MA 01201
  • 70 South St, Pittsfield, MA 01201
  • 734 Williams Street, Pittsfield, MA 01201

Are deposits at The Pittsfield Co-Operative Bank insured?

Yes. The Pittsfield Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26393). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Pittsfield Co-Operative Bank: frequently asked questions

Is The Pittsfield Co-Operative Bank a good bank?

The Pittsfield Co-Operative Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.13%).

Is The Pittsfield Co-Operative Bank FDIC-insured?

Yes. The Pittsfield Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26393). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Pittsfield Co-Operative Bank?

The Pittsfield Co-Operative Bank holds $445 million in total assets, ranking 57th of 91 banks we track in Massachusetts. It operates 5 branches.

Does The Pittsfield Co-Operative Bank have CFPB complaints?

No CFPB complaints against The Pittsfield Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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