Dean Co-Operative Bank is a bank based in Franklin, Massachusetts, established in 1889, with $493 million in total assets across 4 branches. By Trust Grade it ranks 88th of 91 banks we track in Massachusetts. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Dean Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dean Co-Operative Bank compares to Massachusetts peers
How we graded Dean Co-Operative Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Profitable (ROA 0.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dean Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 411 Pulaski Blvd, Bellingham, MA 02019
- 8 Main St, Blackstone, MA 01504
- 21 Main St, Franklin, MA 02038
- 32 Hastings St, Mendon, MA 01756
Are deposits at Dean Co-Operative Bank insured?
Yes. Dean Co-Operative Bank is an FDIC-insured bank (FDIC certificate #27269). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dean Co-Operative Bank: frequently asked questions
Is Dean Co-Operative Bank a good bank?
Dean Co-Operative Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Profitable (ROA 0.40%).
Is Dean Co-Operative Bank FDIC-insured?
Yes. Dean Co-Operative Bank is a FDIC-insured bank (FDIC certificate #27269). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Dean Co-Operative Bank?
Dean Co-Operative Bank holds $493 million in total assets, ranking 88th of 91 banks we track in Massachusetts. It operates 4 branches.
Does Dean Co-Operative Bank have CFPB complaints?
No CFPB complaints against Dean Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
