Eaton Community Bank is a bank based in Charlotte, Michigan, established in 1936, with $534 million in total assets across 7 branches. By Trust Grade it ranks 29th of 73 banks we track in Michigan. Its capital ratio of 12.1% is stronger than 74% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Eaton Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Eaton Community Bank compares to Michigan peers
How we graded Eaton Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.1% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Eaton Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 307 S Main St, Eaton Rapids, MI 48827
- 109 S Main St, Nashville, MI 49073
- 103 S Main St, Olivet, MI 49076
- 500 S Clinton St, Grand Ledge, MI 48837
- 122 W Main St, Stockbridge, MI 49285
- 236 S Cochran Ave, Charlotte, MI 48813
- 1390 W Lake Lansing Rd, East Lansing, MI 48823
Are deposits at Eaton Community Bank insured?
Yes. Eaton Community Bank is an FDIC-insured bank (FDIC certificate #29846). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Eaton Community Bank: frequently asked questions
Is Eaton Community Bank a good bank?
Eaton Community Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.72%).
Is Eaton Community Bank FDIC-insured?
Yes. Eaton Community Bank is a FDIC-insured bank (FDIC certificate #29846). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Eaton Community Bank?
Eaton Community Bank holds $534 million in total assets, ranking 29th of 73 banks we track in Michigan. It operates 7 branches.
Does Eaton Community Bank have CFPB complaints?
No CFPB complaints against Eaton Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
