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Dearborn Federal Savings Bank

Dearborn, MI · Est. 1936 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Dearborn Federal Savings Bank is a bank based in Dearborn, Michigan, established in 1936, with $299 million in total assets across 5 branches. By Trust Grade it ranks 56th of 73 banks we track in Michigan. Its capital ratio of 25.8% is stronger than 99% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.14% return on assets. No consumer complaints against Dearborn Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$298.6M
$100M–1B institution
Deposits
$189.8M
Branches
5
Capital ratio
25.8%
Top 1% of $100M–1B peers · Michigan median 9.6%
Return on assets
0.1%
Bottom 5% of $100M–1B peers · Michigan median 1.15%
Rank in Michigan
#56
of 73 banks

How Dearborn Federal Savings Bank compares to Michigan peers

Capital ratio
Top 1% of $100M–1B peers
Dearborn Federal
25.8%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $100M–1B peers
Dearborn Federal
0.1%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Dearborn Federal Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (25.8% capital ratio)
  • Profitable (ROA 0.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dearborn Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 22180 Outer Dr, Dearborn, MI 48124
  • 4111 S Telegraph Rd, Dearborn Heights, MI 48125
  • 27115 W Warren St, Dearborn Heights, MI 48127
  • 14615 Ford Rd, Dearborn, MI 48126
  • 22315 Michigan Ave, Dearborn, MI 48124

Are deposits at Dearborn Federal Savings Bank insured?

Yes. Dearborn Federal Savings Bank is an FDIC-insured bank (FDIC certificate #29874). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dearborn Federal Savings Bank: frequently asked questions

Is Dearborn Federal Savings Bank a good bank?

Dearborn Federal Savings Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (25.8% capital ratio); Profitable (ROA 0.14%).

Is Dearborn Federal Savings Bank FDIC-insured?

Yes. Dearborn Federal Savings Bank is a FDIC-insured bank (FDIC certificate #29874). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dearborn Federal Savings Bank?

Dearborn Federal Savings Bank holds $299 million in total assets, ranking 56th of 73 banks we track in Michigan. It operates 5 branches.

Does Dearborn Federal Savings Bank have CFPB complaints?

No CFPB complaints against Dearborn Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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