Union Bank is a bank based in Grand Rapids, Michigan, established in 1934, with $381 million in total assets across 9 branches. By Trust Grade it ranks 66th of 73 banks we track in Michigan. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Union Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Union Bank compares to Michigan peers
How we graded Union Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Union Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 127 East Rd, Dimondale, MI 48821
- 1150 Jordan Lake St, Lake Odessa, MI 48849
- 233 W Grand Ledge Hwy, Mulliken, MI 48861
- 202 E Main St, Westphalia, MI 48894
- 529 W State St, Hastings, MI 49058
- 523 Ada Dr Se, Ada, MI 49301
- 523 Ada Dr Se, Ada, MI 49301
- 660 Cascade West Pkwy Se, Grand Rapids, MI 49546
- 670 Cascade West Pkwy Se, Grand Rapids, MI 49546
Are deposits at Union Bank insured?
Yes. Union Bank is an FDIC-insured bank (FDIC certificate #14722). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Union Bank: frequently asked questions
Is Union Bank a good bank?
Union Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.23%).
Is Union Bank FDIC-insured?
Yes. Union Bank is a FDIC-insured bank (FDIC certificate #14722). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Union Bank?
Union Bank holds $381 million in total assets, ranking 66th of 73 banks we track in Michigan. It operates 9 branches.
Does Union Bank have CFPB complaints?
No CFPB complaints against Union Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
