Thumb Bank And Trust is a bank based in Pigeon, Michigan, established in 1895, with $692 million in total assets across 14 branches. By Trust Grade it ranks 32nd of 73 banks we track in Michigan. Its capital ratio of 9.3% trails most similarly sized banks (34th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Thumb Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Thumb Bank And Trust compares to Michigan peers
How we graded Thumb Bank And Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Thumb Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 6128 East Cass City Road, Elkland Township, MI 48726
- 7100 Main St, Caseville, MI 48725
- 55 S Ridge St, Port Sanilac, MI 48469
- 2543 S Sherman Rd, Applegate, MI 48401
- 520 W Sanilac Rd, Sandusky, MI 48471
- 3397 Main St, Deckerville, MI 48427
- 2985 Wilder Rd, Bay City, MI 48706
- 4482 Main St, Brown City, MI 48416
- 1 E Huron Ave, Bad Axe, MI 48413
- 2592 S Van Dyke Rd, Marlette, MI 48453
- 5536 Main Street, Lexington, MI 48450
- 7254 Michigan Ave, Pigeon, MI 48755
- 185 E Washington, Freeland, MI 48623
- 3992 E Chandler St, Carsonville, MI 48419
Are deposits at Thumb Bank And Trust insured?
Yes. Thumb Bank And Trust is an FDIC-insured bank (FDIC certificate #14513). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Thumb Bank And Trust: frequently asked questions
Is Thumb Bank And Trust a good bank?
Thumb Bank And Trust earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.63%).
Is Thumb Bank And Trust FDIC-insured?
Yes. Thumb Bank And Trust is a FDIC-insured bank (FDIC certificate #14513). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Thumb Bank And Trust?
Thumb Bank And Trust holds $692 million in total assets, ranking 32nd of 73 banks we track in Michigan. It operates 14 branches.
Does Thumb Bank And Trust have CFPB complaints?
No CFPB complaints against Thumb Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
