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American National Bank Of Minnesota

Baxter, MN · Est. 1983 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

American National Bank Of Minnesota is a bank based in Baxter, Minnesota, established in 1983, with $470 million in total assets across 10 branches. By Trust Grade it ranks 42nd of 224 banks we track in Minnesota. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against American National Bank Of Minnesota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$469.6M
$100M–1B institution
Deposits
$340.5M
Branches
10
Capital ratio
10.5%
Top 45% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.4%
Top 39% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#42
of 224 banks

How American National Bank Of Minnesota compares to Minnesota peers

Capital ratio
Top 45% of $100M–1B peers
American National
10.5%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
American National
1.4%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded American National Bank Of Minnesota

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American National Bank Of Minnesota over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 3210 W Division St, St. Cloud, MN 56301
  • 727 Western Ave, Fergus Falls, MN 56537
  • 512 30th Ave E, Alexandria, MN 56308
  • 31279 Brunes St, Pequot Lakes, MN 56472
  • 1325 Highway 10 W, Detroit Lakes, MN 56501
  • 100 Highland Ave W, Walker, MN 56484
  • 1920 S 6th St, Brainerd, MN 56401
  • 7638 Woida Rd, Baxter, MN 56425
  • 24052 Smiley Rd, Nisswa, MN 56468
  • 1317 Paul Bunyan Dr Nw, Bemidji, MN 56601

Are deposits at American National Bank Of Minnesota insured?

Yes. American National Bank Of Minnesota is an FDIC-insured bank (FDIC certificate #26499). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American National Bank Of Minnesota: frequently asked questions

Is American National Bank Of Minnesota a good bank?

American National Bank Of Minnesota earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.37%).

Is American National Bank Of Minnesota FDIC-insured?

Yes. American National Bank Of Minnesota is a FDIC-insured bank (FDIC certificate #26499). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American National Bank Of Minnesota?

American National Bank Of Minnesota holds $470 million in total assets, ranking 42nd of 224 banks we track in Minnesota. It operates 10 branches.

Does American National Bank Of Minnesota have CFPB complaints?

No CFPB complaints against American National Bank Of Minnesota appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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