Skip to main content
bank

Global Innovations Bank

Kiester, MN · Est. 1889 · Website ↗
88/ 100
Trust Grade
Strong
88 out of 100

Global Innovations Bank is a bank based in Kiester, Minnesota, established in 1889, with $111 million in total assets across 1 branch. By Trust Grade it ranks 182nd of 224 banks we track in Minnesota. Its capital ratio of 7.9% trails most similarly sized banks (15th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Global Innovations Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$111.3M
$100M–1B institution
Deposits
$100.3M
Branches
1
Capital ratio
7.9%
Bottom 15% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.7%
Bottom 23% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#182
of 224 banks

How Global Innovations Bank compares to Minnesota peers

Capital ratio
Bottom 15% of $100M–1B peers
Global Innovations
7.9%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Global Innovations
0.7%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Global Innovations Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
88/100
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Global Innovations Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 101 N Main St, Kiester, MN 56051

Are deposits at Global Innovations Bank insured?

Yes. Global Innovations Bank is an FDIC-insured bank (FDIC certificate #5175). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Global Innovations Bank: frequently asked questions

Is Global Innovations Bank a good bank?

Global Innovations Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.73%).

Is Global Innovations Bank FDIC-insured?

Yes. Global Innovations Bank is a FDIC-insured bank (FDIC certificate #5175). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Global Innovations Bank?

Global Innovations Bank holds $111 million in total assets, ranking 182nd of 224 banks we track in Minnesota. It operates 1 branch.

Does Global Innovations Bank have CFPB complaints?

No CFPB complaints against Global Innovations Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

98
First State Bank Of Le Center
bank · Le Center, MN · $111M assets
90
Farmers State Bank Of Underwood
bank · Underwood, MN · $112M assets
98
Produce State Bank
bank · Hollandale, MN · $111M assets
78
The First National Bank Of Coleraine
bank · Coleraine, MN · $113M assets
81
Security State Bank Of Aitkin
bank · Aitkin, MN · $110M assets
98
Security State Bank Of Wanamingo
bank · Wanamingo, MN · $113M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →