American Heritage National Bank is a bank based in Long Prairie, Minnesota, established in 1881, with $601 million in total assets across 7 branches. By Trust Grade it ranks 68th of 224 banks we track in Minnesota. Its capital ratio of 12.4% is stronger than 75% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against American Heritage National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Heritage National Bank compares to Minnesota peers
How we graded American Heritage National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Heritage National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 2915 2nd St S, St. Cloud, MN 56301
- 525 Highway 10 S, Saint Cloud, MN 56304
- 24 2nd St S, Long Prairie, MN 56347
- 800 Nelson Dr, Clearwater, MN 55320
- 104 Avon Ave N, Avon, MN 56310
- 1000 Twelve Oaks Center Drive, Minnetonka, MN 55391
- 502 Main St S, Browerville, MN 56438
Are deposits at American Heritage National Bank insured?
Yes. American Heritage National Bank is an FDIC-insured bank (FDIC certificate #8843). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Heritage National Bank: frequently asked questions
Is American Heritage National Bank a good bank?
American Heritage National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.49%).
Is American Heritage National Bank FDIC-insured?
Yes. American Heritage National Bank is a FDIC-insured bank (FDIC certificate #8843). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Heritage National Bank?
American Heritage National Bank holds $601 million in total assets, ranking 68th of 224 banks we track in Minnesota. It operates 7 branches.
Does American Heritage National Bank have CFPB complaints?
No CFPB complaints against American Heritage National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
