Wnb Financial, N.A. is a bank based in Winona, Minnesota, established in 1874, with $570 million in total assets across 7 branches. By Trust Grade it ranks 99th of 224 banks we track in Minnesota. Its capital ratio of 10.3% is stronger than 53% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Wnb Financial, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wnb Financial, N.A. compares to Minnesota peers
How we graded Wnb Financial, N.A.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wnb Financial, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 111 Main St W, Wabasha, MN 55981
- 1491 W Broadway St, Winona, MN 55987
- Dodge And Belvidere, Kellogg, MN 55945
- 204 Main St, Winona, MN 55987
- 840 Mankato Ave, Winona, MN 55987
- 1160 Blazing Star Blvd, Altoona, WI 54720
- 1506 Cole Court, Holmen, WI 54636
Are deposits at Wnb Financial, N.A. insured?
Yes. Wnb Financial, N.A. is an FDIC-insured bank (FDIC certificate #5280). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wnb Financial, N.A.: frequently asked questions
Is Wnb Financial, N.A. a good bank?
Wnb Financial, N.A. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.81%).
Is Wnb Financial, N.A. FDIC-insured?
Yes. Wnb Financial, N.A. is a FDIC-insured bank (FDIC certificate #5280). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wnb Financial, N.A.?
Wnb Financial, N.A. holds $570 million in total assets, ranking 99th of 224 banks we track in Minnesota. It operates 7 branches.
Does Wnb Financial, N.A. have CFPB complaints?
No CFPB complaints against Wnb Financial, N.A. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
