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Community First Bank

Menahga, MN · Est. 1898 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community First Bank is a bank based in Menahga, Minnesota, established in 1898, with $126 million in total assets across 2 branches. By Trust Grade it ranks 51st of 224 banks we track in Minnesota. Its capital ratio of 12.4% is stronger than 75% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 2.00% return on assets. No consumer complaints against Community First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$126.4M
$100M–1B institution
Deposits
$108.6M
Branches
2
Capital ratio
12.4%
Top 25% of $100M–1B peers · Minnesota median 9.5%
Return on assets
2.0%
Top 13% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#51
of 224 banks

How Community First Bank compares to Minnesota peers

Capital ratio
Top 25% of $100M–1B peers
Community First
12.4%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
Community First
2.0%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Community First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 2.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 115 Minnesota Ave W, Sebeka, MN 56477
  • 21 Main St Ne, Menahga, MN 56464

Are deposits at Community First Bank insured?

Yes. Community First Bank is an FDIC-insured bank (FDIC certificate #5197). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First Bank: frequently asked questions

Is Community First Bank a good bank?

Community First Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 2.00%).

Is Community First Bank FDIC-insured?

Yes. Community First Bank is a FDIC-insured bank (FDIC certificate #5197). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community First Bank?

Community First Bank holds $126 million in total assets, ranking 51st of 224 banks we track in Minnesota. It operates 2 branches.

Does Community First Bank have CFPB complaints?

No CFPB complaints against Community First Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Minnesota Lakes Bank
bank · Delano, MN · $126M assets
The First National Bank Of Bagley
bank · Bagley, MN · $126M assets
State Bank Of New Richland
bank · New Richland, MN · $125M assets
The First National Bank Of Cokato
bank · Cokato, MN · $128M assets
Key Community Bank
bank · Inver Grove Heights, MN · $124M assets
Heritage Bank Minnesota
bank · West Concord, MN · $123M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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