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Key Community Bank

Inver Grove Heights, MN · Est. 1998 · Website ↗
C
Trust Grade
Average
Score: 73/100

Key Community Bank is a bank based in Inver Grove Heights, Minnesota, established in 1998, with $124 million in total assets across 1 branch. By Trust Grade it ranks 217th of 224 banks we track in Minnesota. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Minnesota median of 9.5%. It posted a loss over the most recent period (-1.89% return on assets), a point to watch. No consumer complaints against Key Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$123.8M
$100M–1B institution
Deposits
$102.0M
Branches
1
Capital ratio
10.1%
Bottom 49% of $100M–1B peers · Minnesota median 9.5%
Return on assets
-1.9%
Bottom 1% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#217
of 224 banks

How Key Community Bank compares to Minnesota peers

Capital ratio
Bottom 49% of $100M–1B peers
Key Community
10.1%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Key Community
-1.9%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Key Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (10.1% capital ratio)
  • Unprofitable over the period (ROA -1.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Key Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 5684 Bishop Ave, Inver Grove Heights, MN 55076

Are deposits at Key Community Bank insured?

Yes. Key Community Bank is an FDIC-insured bank (FDIC certificate #34644). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Key Community Bank: frequently asked questions

Is Key Community Bank a good bank?

Key Community Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Unprofitable over the period (ROA -1.89%).

Is Key Community Bank FDIC-insured?

Yes. Key Community Bank is a FDIC-insured bank (FDIC certificate #34644). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Key Community Bank?

Key Community Bank holds $124 million in total assets, ranking 217th of 224 banks we track in Minnesota. It operates 1 branch.

Does Key Community Bank have CFPB complaints?

No CFPB complaints against Key Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Community First Bank
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Minnesota Lakes Bank
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Red River State Bank
bank · Halstad, MN · $120M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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