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Midcountry Bank

Minneapolis, MN · Est. 1933 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Midcountry Bank is a bank based in Minneapolis, Minnesota, established in 1933, with $1.0 billion in total assets across 16 branches. By Trust Grade it ranks 43rd of 224 banks we track in Minnesota. Its capital ratio of 12.9% is stronger than 84% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.22% return on assets. Consumers filed 1 complaints about MIDCOUNTRY FINANCIAL CORP with the CFPB — 1 per $1B in assets, a lower rate than 81% of peers.

Total assets
$1.0B
$1B–10B institution
Deposits
$841.5M
Branches
16
Capital ratio
12.9%
Top 16% of $1B–10B peers · Minnesota median 9.5%
Return on assets
1.2%
Bottom 49% of $1B–10B peers · Minnesota median 1.24%
Rank in Minnesota
#43
of 224 banks

How Midcountry Bank compares to Minnesota peers

Capital ratio
Top 16% of $1B–10B peers
Midcountry Bank
12.9%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $1B–10B peers
Midcountry Bank
1.2%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Midcountry Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
86.9/100
Overall
A · 98
  • Strongly capitalized (12.9% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • 1.0 complaints per $1B in assets

Consumer complaints (CFPB)

1 complaints filed with the CFPB against MIDCOUNTRY FINANCIAL CORP — 1 per $1B in assets.

Total complaints
1
Per $1B assets
1
Lower = better

Branch locations (16)

  • 201 Main St S, Hutchinson, MN 55350
  • 501 N Sibley Ave, Litchfield, MN 55355
  • 305 10th Ave S, Buffalo, MN 55313
  • 1002 Greeley Ave N, Glencoe, MN 55336
  • 200 E Frontage Rd, Waconia, MN 55387
  • 122 E 2nd St, Winthrop, MN 55396
  • 14994 Glazier Ave, Apple Valley, MN 55124
  • 6505 Cahill Ave, Inver Grove Heights, MN 55076
  • 7825 Washington Ave S, Minneapolis, MN 55439
  • 1320 S Frontage Rd, Hastings, MN 55033
  • 1113 W Saint Germain St, Saint Cloud, MN 56301
  • 1964 W Wayzata Blvd, Long Lake, MN 55356
  • 1310 Highway 96 E, White Bear Lake, MN 55110
  • 14617 Highway 7, Minnetonka, MN 55345
  • 2 S Marshall Ave, Springfield, MN 56087
  • 100 S Main St, Sanborn, MN 56083

Are deposits at Midcountry Bank insured?

Yes. Midcountry Bank is an FDIC-insured bank (FDIC certificate #28865). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midcountry Bank: frequently asked questions

Is Midcountry Bank a good bank?

Midcountry Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 86.9/100. Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.22%).

Is Midcountry Bank FDIC-insured?

Yes. Midcountry Bank is a FDIC-insured bank (FDIC certificate #28865). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Midcountry Bank?

Midcountry Bank holds $1.0 billion in total assets, ranking 43rd of 224 banks we track in Minnesota. It operates 16 branches.

How many complaints does Midcountry Bank have?

Consumers filed 1 complaints about MIDCOUNTRY FINANCIAL CORP with the CFPB, or 1 per $1B in assets.

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Midwest Bank
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Premier Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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