The First National Bank Of Bemidji is a bank based in Bemidji, Minnesota, established in 1897, with $1.0 billion in total assets across 3 branches. By Trust Grade it ranks 175th of 224 banks we track in Minnesota. Its capital ratio of 7.6% trails most similarly sized banks (7th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against The First National Bank Of Bemidji appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Bemidji compares to Minnesota peers
How we graded The First National Bank Of Bemidji
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Bemidji over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 607 Washington Ave S, Bemidji, MN 56601
- 1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
- 1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
Are deposits at The First National Bank Of Bemidji insured?
Yes. The First National Bank Of Bemidji is an FDIC-insured bank (FDIC certificate #5093). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Bemidji: frequently asked questions
Is The First National Bank Of Bemidji a good bank?
The First National Bank Of Bemidji earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.16%).
Is The First National Bank Of Bemidji FDIC-insured?
Yes. The First National Bank Of Bemidji is a FDIC-insured bank (FDIC certificate #5093). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Bemidji?
The First National Bank Of Bemidji holds $1.0 billion in total assets, ranking 175th of 224 banks we track in Minnesota. It operates 3 branches.
Does The First National Bank Of Bemidji have CFPB complaints?
No CFPB complaints against The First National Bank Of Bemidji appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
