The Citizens National Bank Of Park Rapids is a bank based in Park Rapids, Minnesota, established in 1933, with $380 million in total assets across 1 branch. By Trust Grade it ranks 55th of 224 banks we track in Minnesota. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 2.09% return on assets. No consumer complaints against The Citizens National Bank Of Park Rapids appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens National Bank Of Park Rapids compares to Minnesota peers
How we graded The Citizens National Bank Of Park Rapids
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Strongly profitable (ROA 2.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens National Bank Of Park Rapids over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 300 1st St W, Park Rapids, MN 56470
Are deposits at The Citizens National Bank Of Park Rapids insured?
Yes. The Citizens National Bank Of Park Rapids is an FDIC-insured bank (FDIC certificate #5223). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens National Bank Of Park Rapids: frequently asked questions
Is The Citizens National Bank Of Park Rapids a good bank?
The Citizens National Bank Of Park Rapids earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 2.09%).
Is The Citizens National Bank Of Park Rapids FDIC-insured?
Yes. The Citizens National Bank Of Park Rapids is a FDIC-insured bank (FDIC certificate #5223). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens National Bank Of Park Rapids?
The Citizens National Bank Of Park Rapids holds $380 million in total assets, ranking 55th of 224 banks we track in Minnesota. It operates 1 branch.
Does The Citizens National Bank Of Park Rapids have CFPB complaints?
No CFPB complaints against The Citizens National Bank Of Park Rapids appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
