Minnesota First Credit And Savings, Incorporated is a bank based in Rochester, Minnesota, established in 1956, with $30 million in total assets across 4 branches. By Trust Grade it ranks 148th of 224 banks we track in Minnesota. Its capital ratio of 14.0% is stronger than 67% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Minnesota First Credit And Savings, Incorporated appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Minnesota First Credit And Savings, Incorporated compares to Minnesota peers
How we graded Minnesota First Credit And Savings, Incorporated
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.0% capital ratio)
- Profitable (ROA 0.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Minnesota First Credit And Savings, Incorporated over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 111 N Cedar Ave, Owatonna, MN 55060
- 1858 North Service Drive, Winona, MN 55987
- 1932 Viking Dr Nw, Rochester, MN 55901
- 144 Tyler Rd N, Red Wing, MN 55066
Are deposits at Minnesota First Credit And Savings, Incorporated insured?
Yes. Minnesota First Credit And Savings, Incorporated is an FDIC-insured bank (FDIC certificate #26755). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Minnesota First Credit And Savings, Incorporated: frequently asked questions
Is Minnesota First Credit And Savings, Incorporated a good bank?
Minnesota First Credit And Savings, Incorporated earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.30%).
Is Minnesota First Credit And Savings, Incorporated FDIC-insured?
Yes. Minnesota First Credit And Savings, Incorporated is a FDIC-insured bank (FDIC certificate #26755). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Minnesota First Credit And Savings, Incorporated?
Minnesota First Credit And Savings, Incorporated holds $30 million in total assets, ranking 148th of 224 banks we track in Minnesota. It operates 4 branches.
Does Minnesota First Credit And Savings, Incorporated have CFPB complaints?
No CFPB complaints against Minnesota First Credit And Savings, Incorporated appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
