Lake Country Community Bank is a bank based in Morristown, Minnesota, established in 1928, with $31 million in total assets across 2 branches. By Trust Grade it ranks 166th of 224 banks we track in Minnesota. Its capital ratio of 10.1% trails most similarly sized banks (31th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.01% return on assets. No consumer complaints against Lake Country Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lake Country Community Bank compares to Minnesota peers
How we graded Lake Country Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Profitable (ROA 0.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lake Country Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 111 Division St N, Morristown, MN 55052
- 313 Main Street, Nerstrand, MN 55053
Are deposits at Lake Country Community Bank insured?
Yes. Lake Country Community Bank is an FDIC-insured bank (FDIC certificate #17122). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lake Country Community Bank: frequently asked questions
Is Lake Country Community Bank a good bank?
Lake Country Community Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.01%).
Is Lake Country Community Bank FDIC-insured?
Yes. Lake Country Community Bank is a FDIC-insured bank (FDIC certificate #17122). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lake Country Community Bank?
Lake Country Community Bank holds $31 million in total assets, ranking 166th of 224 banks we track in Minnesota. It operates 2 branches.
Does Lake Country Community Bank have CFPB complaints?
No CFPB complaints against Lake Country Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
